Insurance and Cost
- Our insurance coordinators verify your benefits, get approvals and explain what your plan covers. We do not accept Medicaid.
- Self-pay options are available with bundled pricing that covers surgery, hospital stay (up to three days) and follow-up care through 120 days.
- Other costs may apply for complications or services outside the 120-day program window.
Financing bariatric surgery is a common concern. Our insurance coordinators work directly with your insurance company to verify benefits, get approvals and explain any out-of-pocket costs, such as possible charges for complications or services beyond 120 days. If you do not have coverage, we offer a self-pay program. It offers clear pricing, required post-op visits and bundled services, starting with a $263 fee for the first consultation.
Paying for weight loss surgery [link to: Services > Total Weight Loss > Bariatric Surgery] is often one of our patients’ first concerns. Our insurance coordinators will work with your insurance company to review your benefits, handle approvals and guide you through any insurance requirements for bariatric surgery. Weight loss surgery costs with insurance vary by plan. We will work as your advocate and keep you informed along the way.
Total Weight Loss does not participate in Medicaid plans.
View accepted insurance providers
Complications costs
In the unlikely event that you have a complication related to your bariatric surgery, additional charges will apply. These complication charges may or may not be covered by your insurance plan. In addition, you must pay for any services we provide outside the 120-day program window.
Self-pay program for patients without insurance
If your insurance provider does not cover bariatric surgery costs, we can review other options with you, such as our self-pay program. The clinic staff will explain how to qualify and guide you through pre-surgery steps and post-op visits. Program fees are due at the second visit. (Failure to pay in full will result in rescheduling or canceling your surgery.)
First visit cost
Your first consult with the surgeon and dietitian costs $263, due at the time of your visit.
Program charges
The program begins at the second consult through 120 days after surgery. Covered fees include:
- Surgeon charge for clinic visit
- Dietitian charge for clinic visit
- Psychologist/psychiatrist charge for clinic visit
- Hospital pre-surgery clinic (lab, chest X-ray and/or EKG, as ordered)
- Pathologist charge for pre-surgery clinic lab, if needed
- Radiologist charge for pre-surgery clinic chest X-ray, if needed
- Cardiologist charge for pre-surgery clinic EKG, if needed
- Hospital surgery, anesthesia and recovery
- Surgeon charge for surgical procedure
- Anesthesiologist charge for surgical procedure
- Hospital stay up to three days
- Post-op labs up to 120 days
- Follow-up visit with dietitian
- Hospitalist charge, if applicable
Post-operative visits are required and included in the contract price. These include:
- 1-week post-op clinic visit
- 6-week post-op clinic visit
- 3-month post-op clinic visit
- 3-month post-op labs
Procedure costs
Self-pay surgery costs for patients not covered by insurance are:
- Modified duodenal switch: $22,050
- Gastric bypass: $18,050
- Sleeve gastrectomy: $13,050
- Band removal: $7,050
These costs include our $50 program fee that covers:
- Samples
- Patient education materials
- Phone app for tracking food, fluid and exercise
- Monthly support groups
- Exercise video instructions
Free information session
Hear from our surgeons and other members of our multidisciplinary team to see if bariatric surgery is right for you.
View free information session
Does insurance cover bariatric surgery?
Most insurers will pay for bariatric surgery if you meet certain criteria, such as a high body mass index (BMI), medically necessity and completing pre-surgery steps like supervised weight-loss. Be sure to check your plan’s benefits with your insurance company.
How much is weight loss surgery with insurance?
The full surgical cost without insurance ranges from $15,000-$25,000 depending on the type of procedure. Some insurance coverage can lower your costs to a few thousand dollars. However, coverage varies widely. Check your plan to learn your exact benefits.
What costs are not covered by insurance for bariatric surgery?
Complications, services outside the 120-day program window and certain pre-op and post-op tests are not covered. Also, the cost of vitamins and nutrition supplements required after surgery is typically not covered.